08-13-2007 (11 posts)
"This is my first time posting and I need some advice as to how to start repairing my credit. What I would like to do is remove as much as possible. I've been reading about all these different types of letters and steps to take. I already have my credit report, and there are about 10 things I would like removed. I have:
-2 charge off's, which are both store credit cards for about $100 each, which were opened in 2001 or 2002 and havent been used/payed for at least 2 years
-3 credit cards for between $500-$1500 each, which also haven't been used/payed for a couple years
-a bunch of cell phone bills that have been turned over to creditors
I was also reading about deleting old addresses, which I would like more info about. My store credit cards were both opened at a super old adress from about 5 years ago, and I could probably disute everything from that address.
Someone please tell me where to begin!
(if you have the time for an e-mail, that would be the best way to respond, or aim or yahoo messenger)
Thanks everyone!"
see this forum at : http://www.credit-repair-forums.com/thread4387.html
-2 charge off's, which are both store credit cards for about $100 each, which were opened in 2001 or 2002 and havent been used/payed for at least 2 years
-3 credit cards for between $500-$1500 each, which also haven't been used/payed for a couple years
-a bunch of cell phone bills that have been turned over to creditors
I was also reading about deleting old addresses, which I would like more info about. My store credit cards were both opened at a super old adress from about 5 years ago, and I could probably disute everything from that address.
Someone please tell me where to begin!
(if you have the time for an e-mail, that would be the best way to respond, or aim or yahoo messenger)
Thanks everyone!"
see this forum at : http://www.credit-repair-forums.com/thread4387.html
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