Link to a forum : I am a newbie if someone could clarify for me.

First comment from this forum :

23-12-2007 (>10 posts)

"I received a phonecall this week from Portfolio Recovery Assoc. and they were trying to remind me of a debt that I owe from 17 (seventeen years ago) they wanted to know what kind of arrangements I wanted to make in order to pay them the amount they said that I owe. I was very brave because I know my rights. I said NONE. I told them that has passed the SOL many times over and that they could be sued for trying to collect a debt after the SOL. Am I correct and what should be the next step if any? I did look at the combo letter in the first newbie Sticky.

Best,

Rob"

see this forum at : http://www.debt-consolidation-credit-repair-service.com/forums/showthread.php?t=279252