Why it's important
Bad credit can affect many parts of your life, but it shouldn't keep you from getting an education. As long as you haven't stopped paying on a previous student loan, you can still get the financial help you need to go to school.
By Brigitte Yuille • Bankrate.com
Students can borrow using federally subsidized loans or private loans.
Federally subsidized loans assume the student hasn't established a credit history when applying for school aid, so history is not considered.
This isn't true of a private loan or a federal Parent Loan for Undergraduate Students, also known as a PLUS loan.
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source : bankrate.com
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